Pay your subcontractors fast, to accounts they confirmed.
Know where your money will go before you send it. Subcontractor payments are free.
Start for freeYour subcontractors do not need a Buildplus account to get paid.
New expense in your Expense Inbox
Pine & Beam Carpentry, $4,800.00
Builder
Example Builders
Chase
Checking ending in 4821
- Chosen by Pine & Beam
- Confirmed by Plaid
- Paid 12 times in the last year
Sent $4,800.00
Subcontractor
Pine & Beam Carpentry
Pine & Beam received $4,800.00
Example Builders, arrives today
Subcontractors confirm where to get paid, and you approve every payment.
A subcontractor confirms a bank account one time. After that, you pay without a test payment or a phone call, and the money can arrive in real time. Many business checking accounts do not turn on real-time payments by default.
- Add the expense
- Approve and pay
- See the confirmed account
- Skip the test payment
- Get requests with receipts attached
- Get paid without an account
- Get payment details by email
- Choose where to get paid
- Confirm it with Plaid
- Get paid in real time
- Request payment
Your history with a subcontractor helps protect you from payment fraud.
A familiar payment request can arrive with unfamiliar bank details. If you pay it, the money goes to a different person. Buildplus shows who chose the account, if the bank confirmed it, and how many times you paid it.
The first payment to a subcontractor
Ask the subcontractor to choose their account. Review its confirmation status before you send. A new account does not have the history of one you have paid before.
A request to change bank details
Confirm the request by a phone number or address you already trust. Ask the subcontractor to update their account, then review the new account in Buildplus.
An account with a payment history
See the successful payments to that account. Use that history together with its confirmation status and your review of the payment request.
The FBI recommends checking changes to account numbers or payment instructions with the person making the request. Read its business email compromise guidance.
Track your money as it moves
Follow each expense as it's approved and then paid. Each payment method has notifications and delivery tracking.
- See who approved the payment
- Review the approver and approval date. Keep the payment method, dates, and status in one timeline.
- Follow bank payments
- A real-time payment arrives in less than one minute. An ACH transfer to a subcontractor takes about 3 business days. See when each payment starts and when it completes.
- Track checks through deposit
- Checks are mailed the next business day, and delivery time depends on USPS. Follow delivery and deposit updates, with the latest reported location on the map.
Pine & Beam Carpentry
Check 1042 / Maple House
$4,800.00
How this expense is paid
Done: Payment #1042 created
Maple House pays Pine & Beam Carpentry $4,800.00.
Done: Approved
- Taylor Lee requested approvalPlease review the attached invoice.
- Taylor Lee reminded the approvers
- Alex Morgan approved the payment
Done: Pine & Beam Carpentry paid
Sent by check to Pine & Beam Carpentry.
- In transit
- Delivered
- Deposited
Before Buildplus I would have to send my subcontractors multiple payments spread out over a couple of days to avoid hitting electronic transfer limits.
Now I can send one payment and be done. That convenience combined with the fact that payments are automatically tracked back to the right subcontract makes Buildplus a very elegant solution.
Cliff Kahan
Property Projects LLC
FAQs
How does Buildplus handle construction accounts payable?
Bring receipts and payment requests from your subcontractors into the Expense Inbox. Code each cost to the company or a project and scope of work, review the payment method, approve the expense, and pay. The document stays connected to the cost and payment.
Do subcontractors have to sign up for Buildplus?
No. Subcontractors can receive payments, notifications, and reconciliation details without a Buildplus account. The payment trust network is opt-in. Joining lets them choose and confirm their own account.
How does Buildplus help with accounts payable fraud risk?
Payment Trust shows the account the payee chose, its confirmation status, and its successful payment history in the same review. These signals help you check where money is going. They do not prove that a payment request is legitimate or guarantee protection from fraud. Independently confirm unexpected changes to payment instructions.
Does Buildplus verify a payee’s bank account?
A payee who opts in can connect an ACH receiving account through Plaid. Buildplus shows its confirmation status and whether the connection needs an update. Bank connection confirmation and payment history are separate signals; neither is a guarantee of the payee’s work or the payment request.
How do outstanding checks affect the available balance?
For checks sent through Buildplus, the amount is deducted from your available balance before the check is deposited. You can follow delivery and deposit status, so money already committed to a check is not shown as available to spend. This does not include checks written outside Buildplus.
Start with your next invoice.
Bring the budget and receipts you already have. Set up one project, review what to bill, and send a clear invoice. Our team can help you get started.
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